Own part of a home. On the deed.
Buy fractions of a specific rental home from $500. You own an undivided interest, recorded in your name at the county — not LLC units or fund shares. Your money sits in escrow until the deed records, and the on-chain record mirrors the deed. Owners sell a share and keep the rest.
Buy real estate the way you buy everything else.
Small steps, monthly rent, your name on the deed, resale on the marketplace.
$500 in. Escrow until the deed records.
No mortgage qualification. Buy fractions of a specific rental home from $500. You pay USDC into escrow through a licensed partner, and it stays there until the deed records; until then you hold a claim on the escrow, not the property. Resell on the RECoin marketplace; resales are recorded at the county.
- $500 minimum investment
- Your money stays in escrow until the deed records
- Resell on the RECoin marketplace; resales are recorded at the county
Your share. Your name. On the deed.
RECoin isn't a pooled REIT share, an LLC unit or a fund share. You buy an undivided interest in a specific property, recorded in your name at the county; the on-chain record mirrors the deed and is tied to your verified identity. Name beneficiaries in the app — transfer on death uses designations already built; legal effect per counsel.
- An undivided interest, recorded in your name at the county
- Beneficiary designations already built — legal effect per counsel
- Privacy-preserving: only a SHA-256 hash of your identity goes on-chain
Monthly rent. Auto-invest. Spend with a card.
Receive your share of net rent in your wallet every month, calculated and paid out through escrow. Set up an auto-invest plan to build ownership gradually, or borrow against your equity with an equity-backed debit or credit card, subject to lender approval. Tax forms: 1099-MISC and 1099-S proposed; filer and forms per counsel.
- Monthly net rent to your wallet via escrow
- Auto-invest plans build ownership over time
- Equity-backed cards, subject to lender approval
Create your account, verify once and browse the listings. Who may buy depends on the offering structure counsel selects.
Sell real estate without the all-or-nothing.
Liquidate part of an asset, keep the rest. Reach buyers a traditional listing can’t.
Sell what you need. Keep what you want.
Selling 100% to one buyer takes 30–90 days and forces a binary choice. With RECoin, sell 30% to fund a renovation and keep 70% appreciating in your name. No HELOC interest, no forced full sale, no waiting for one wealthy buyer to show up.
- List up to 50% of a home you own outright (less with a loan on it)
- Buyer funds sit in escrow and release when the deed records
- Retain rental income on the share you keep
1,000 small buyers, not 1 wealthy one.
A $485K house traditionally sells to people with $485K (or who qualify for a $485K mortgage). On RECoin, the same property opens to anyone with $500 — a much larger demand pool. Fees: 1% on sale and resale, 2% of rent (owner-paid), plus county recording ($37.50 per buyer on a joined deed).
- Reach buyers a traditional listing can't
- 1% on sale and resale · 2% of rent · $37.50 recording per buyer on a joined deed
- Verified buyers — every counterparty is KYC'd and OFAC-screened
Get paid monthly while you transfer ownership.
Instead of a lump sum, sell to a buyer paying monthly. You get predictable cash flow for the duration of the subscription, ownership transfers incrementally as payments complete, and configurable default protections kick in if the buyer stops paying (subject to your state's land-contract laws). Useful for estate planning too — gradually transfer to designated beneficiaries on-chain.
- Recurring monthly income, not one lump sum
- Configurable default protections (subject to state law)
- Gradual on-chain transfer for estate planning
Listing a property — or a portion of one — goes through a concierge intake. Every property is appraised and its title and liens are checked before listing.
The other side of every deal.
RECoin’s marketplace works because verifiers and service providers do. Talk to us about joining as one.
A marketplace for inspections, appraisals, and title work.
Bid on due-diligence requests from property owners and buyers. Get paid via on-chain escrow when deliverables complete — no chasing invoices. Build a verifiable rating from real clients, and pay to promote your listing when you want more visibility.
- Bid on inspections, appraisals, and title reports
- On-chain escrow releases funds on deliverable completion
- Reputation + paid promotion to reach more property owners
From Sign-up to Deed in Four Steps
From sign-up to your name on the deed and a monthly share of the rent.
Sign Up & Verify
Create your account and complete identity verification — your data is encrypted and stored as a privacy-preserving hash. Verified once, never re-submitted. Who may buy depends on the offering structure counsel selects.
Browse Properties
Real estate in the United States. Every property is appraised and its title and liens are checked before listing, and each listing shows its valuation, photos and rent figures.
Buy Your Share
Choose a property and buy fractions starting from $500. You pay USDC into escrow through a licensed partner, and it stays there until the deed records in your name — until then you hold a claim on the escrow, not the property. Or set up an auto-invest plan to build ownership over time.
Earn, Track & Resell
Receive your share of net rent monthly through escrow. Track property performance and an on-chain history that mirrors the deed. Resell on the RECoin marketplace; resales are recorded at the county.
What a RECoin listing actually looks like.
When listings go live, they’ll appear in the app after you verify. Below are illustrative examples so you can see the math before you sign up.
- Appraised
- $485,000
- Min. entry
- $500
- Fractions
- 970 of 970 listed
- Gross monthly rent
- $2,510
- Appraised
- $312,000
- Min. entry
- $500
- Fractions
- 624 of 624 listed
- Gross monthly rent
- $1,845
- Appraised
- $540,000
- Min. entry
- $500
- Fractions
- 1,080 of 1,080 listed
- Gross monthly rent
- $3,060
Illustrative examples for sizing the math, not an offer. The ~3.5% is an estimate on net rent — after taxes, insurance, management, repairs, reserves and the 2% fee — not a promise. When listings go live, they’ll appear in the app after you verify, with photos, full appraisal reports and ownership history.
HomeForge: build a virtual home as you build a real portfolio.
For the kind of investor who turns everything into a game. Every action you take in RECoin earns Bricks and pushes your home through 7 phases — from Lot to Aura. Permanent on-chain, optional always.
Daily check-ins keep your streak alive. Skip a day, lose a little; vacation mode pauses without losing progress.
Achievements unlock materials by rarity tier — Common, Uncommon, Rare, Epic, Legendary. Apply them to your home or trade peer-to-peer.
Reach Aura phase and mint your home as an NFT. Achievement count and full material set add Bricks bonuses on the way.
Your Portfolio in Your Pocket
Create your RECoin account and verify once. Browse properties, set up auto-invest plans, track your holdings, receive rent and manage your beneficiaries — all from your phone.
Frequently Asked Questions
Everything you need to know about investing with RECoin.