Real Estate, Reimagined on the Blockchain™

Own part of a home. On the deed.

Buy fractions of a specific rental home from $500. You own an undivided interest, recorded in your name at the county — not LLC units or fund shares. Your money sits in escrow until the deed records, and the on-chain record mirrors the deed. Owners sell a share and keep the rest.

$500
Minimum
Escrow
Until the deed records
Monthly
Rent payouts
County
Recorded resales
For Buyers

Buy real estate the way you buy everything else.

Small steps, monthly rent, your name on the deed, resale on the marketplace.

Small tickets, real title

$500 in. Escrow until the deed records.

No mortgage qualification. Buy fractions of a specific rental home from $500. You pay USDC into escrow through a licensed partner, and it stays there until the deed records; until then you hold a claim on the escrow, not the property. Resell on the RECoin marketplace; resales are recorded at the county.

  • $500 minimum investment
  • Your money stays in escrow until the deed records
  • Resell on the RECoin marketplace; resales are recorded at the county
You actually own it

Your share. Your name. On the deed.

RECoin isn't a pooled REIT share, an LLC unit or a fund share. You buy an undivided interest in a specific property, recorded in your name at the county; the on-chain record mirrors the deed and is tied to your verified identity. Name beneficiaries in the app — transfer on death uses designations already built; legal effect per counsel.

  • An undivided interest, recorded in your name at the county
  • Beneficiary designations already built — legal effect per counsel
  • Privacy-preserving: only a SHA-256 hash of your identity goes on-chain
Earns and grows with you

Monthly rent. Auto-invest. Spend with a card.

Receive your share of net rent in your wallet every month, calculated and paid out through escrow. Set up an auto-invest plan to build ownership gradually, or borrow against your equity with an equity-backed debit or credit card, subject to lender approval. Tax forms: 1099-MISC and 1099-S proposed; filer and forms per counsel.

  • Monthly net rent to your wallet via escrow
  • Auto-invest plans build ownership over time
  • Equity-backed cards, subject to lender approval
Get started

Create your account, verify once and browse the listings. Who may buy depends on the offering structure counsel selects.

Get started
For Sellers

Sell real estate without the all-or-nothing.

Liquidate part of an asset, keep the rest. Reach buyers a traditional listing can’t.

Partial liquidity

Sell what you need. Keep what you want.

Selling 100% to one buyer takes 30–90 days and forces a binary choice. With RECoin, sell 30% to fund a renovation and keep 70% appreciating in your name. No HELOC interest, no forced full sale, no waiting for one wealthy buyer to show up.

  • List up to 50% of a home you own outright (less with a loan on it)
  • Buyer funds sit in escrow and release when the deed records
  • Retain rental income on the share you keep
Wider buyer pool. Clear fees.

1,000 small buyers, not 1 wealthy one.

A $485K house traditionally sells to people with $485K (or who qualify for a $485K mortgage). On RECoin, the same property opens to anyone with $500 — a much larger demand pool. Fees: 1% on sale and resale, 2% of rent (owner-paid), plus county recording ($37.50 per buyer on a joined deed).

  • Reach buyers a traditional listing can't
  • 1% on sale and resale · 2% of rent · $37.50 recording per buyer on a joined deed
  • Verified buyers — every counterparty is KYC'd and OFAC-screened
Subscription = recurring income

Get paid monthly while you transfer ownership.

Instead of a lump sum, sell to a buyer paying monthly. You get predictable cash flow for the duration of the subscription, ownership transfers incrementally as payments complete, and configurable default protections kick in if the buyer stops paying (subject to your state's land-contract laws). Useful for estate planning too — gradually transfer to designated beneficiaries on-chain.

  • Recurring monthly income, not one lump sum
  • Configurable default protections (subject to state law)
  • Gradual on-chain transfer for estate planning
Ready to list?

Listing a property — or a portion of one — goes through a concierge intake. Every property is appraised and its title and liens are checked before listing.

Talk to a listing concierge
For Authorities & Service Providers

The other side of every deal.

RECoin’s marketplace works because verifiers and service providers do. Talk to us about joining as one.

For Authorities

Get paid for verifications you already do.

Counties, tax assessors, and courts already verify ownership claims and adjudicate disputes. RECoin routes those tasks to you through a centralized work queue — and pays you on-chain for each completed verification. Every action is recorded, creating a defensible chain of custody.

  • Centralized task queue replaces email and phone workflows
  • Per-verification fees paid via on-chain escrow
  • Audit-ready by default — every action recorded immutably
Become a verified authority
For Service Providers

A marketplace for inspections, appraisals, and title work.

Bid on due-diligence requests from property owners and buyers. Get paid via on-chain escrow when deliverables complete — no chasing invoices. Build a verifiable rating from real clients, and pay to promote your listing when you want more visibility.

  • Bid on inspections, appraisals, and title reports
  • On-chain escrow releases funds on deliverable completion
  • Reputation + paid promotion to reach more property owners
List your services

From Sign-up to Deed in Four Steps

From sign-up to your name on the deed and a monthly share of the rent.

01

Sign Up & Verify

Create your account and complete identity verification — your data is encrypted and stored as a privacy-preserving hash. Verified once, never re-submitted. Who may buy depends on the offering structure counsel selects.

02

Browse Properties

Real estate in the United States. Every property is appraised and its title and liens are checked before listing, and each listing shows its valuation, photos and rent figures.

03

Buy Your Share

Choose a property and buy fractions starting from $500. You pay USDC into escrow through a licensed partner, and it stays there until the deed records in your name — until then you hold a claim on the escrow, not the property. Or set up an auto-invest plan to build ownership over time.

04

Earn, Track & Resell

Receive your share of net rent monthly through escrow. Track property performance and an on-chain history that mirrors the deed. Resell on the RECoin marketplace; resales are recorded at the county.

What a RECoin listing actually looks like.

When listings go live, they’ll appear in the app after you verify. Below are illustrative examples so you can see the math before you sign up.

Austin, TX
Single-family · 4BR / 2.5BA
Appraised
$485,000
Min. entry
$500
Fractions
970 of 970 listed
Gross monthly rent
$2,510
Charlotte, NC
Townhouse · 3BR / 2BA
Appraised
$312,000
Min. entry
$500
Fractions
624 of 624 listed
Gross monthly rent
$1,845
Phoenix, AZ
Duplex · 2 × 2BR / 1BA
Appraised
$540,000
Min. entry
$500
Fractions
1,080 of 1,080 listed
Gross monthly rent
$3,060

Illustrative examples for sizing the math, not an offer. The ~3.5% is an estimate on net rent — after taxes, insurance, management, repairs, reserves and the 2% fee — not a promise. When listings go live, they’ll appear in the app after you verify, with photos, full appraisal reports and ownership history.

BonusOptional

HomeForge: build a virtual home as you build a real portfolio.

For the kind of investor who turns everything into a game. Every action you take in RECoin earns Bricks and pushes your home through 7 phases — from Lot to Aura. Permanent on-chain, optional always.

Streaks

Daily check-ins keep your streak alive. Skip a day, lose a little; vacation mode pauses without losing progress.

Rare materials

Achievements unlock materials by rarity tier — Common, Uncommon, Rare, Epic, Legendary. Apply them to your home or trade peer-to-peer.

Mintable NFT

Reach Aura phase and mint your home as an NFT. Achievement count and full material set add Bricks bonuses on the way.

HomeForge is a retention layer, not the reason to use RECoin. The financial pillars above stand on their own.
Get Started

Your Portfolio in Your Pocket

Create your RECoin account and verify once. Browse properties, set up auto-invest plans, track your holdings, receive rent and manage your beneficiaries — all from your phone.

Frequently Asked Questions

Everything you need to know about investing with RECoin.

Getting Started
RECoin is a real estate platform built on Solana that lets you buy part of a specific rental home. You buy an undivided interest in the property, recorded in your name at the county — not LLC units or fund shares — and the on-chain record mirrors the deed. You receive your share of the net rent without managing tenants yourself.
Create an account, then complete identity verification. Who may buy depends on the offering structure counsel selects. Your identity is verified once using a privacy-preserving hash — it’s never re-submitted or exposed.
You can start with as little as $500 — the price of a single property fraction. Fees: $15 a month custody per property, shared pro rata by ownership — about $1.26 a year on a 0.7% interest (three missed months lock a holding), 1% on sale and resale, 2% of rent (paid by the owner), plus county recording ($37.50 per buyer on a joined deed).
Real estate in the United States. Every property is appraised and its title and liens are checked before listing, and each listing shows its valuation, photos and rent figures.
Investing & Ownership
Each listing divides the property into fractions, and the owner sets the fraction and step. If you buy 25 of 1,000 fractions, you hold a 2.5% undivided interest in the property and receive 2.5% of the net rent. Your money sits in escrow until the deed records; until then you hold a claim on the escrow, not the property. Once the deed records, your interest is in your name at the county, and the on-chain record mirrors the deed.
An auto-invest plan lets you build ownership gradually through recurring contributions. Choose a property, set a monthly investment amount, and RECoin automatically purchases additional fractions for you each month. Think of it as a savings plan that builds your real estate portfolio on autopilot.
Yes. You can hold shares in more than one property as listings become available. Your holdings are tracked in one dashboard inside the app.
Resell on the RECoin marketplace; resales are recorded at the county. A sale needs a buyer, so we can’t promise when one will be available, and 1% applies on resale.
Every property is appraised before listing, and the valuation is shown on the listing. Buyers pay in USDC into escrow through a licensed partner; nothing is issued against the property.
Rental Income & Payouts
Tenants’ rent flows into escrow. After taxes, insurance, management, repairs, reserves and the 2% fee, the net rent is split by each owner’s share and paid to your wallet every month.
Rental income is distributed monthly. The exact date depends on when tenant payments are received and processed through the smart escrow. You’ll see the payout in your wallet and can track the full payment history on-chain.
If a property has no tenant during a given period, no rental income is distributed for that period. Vacancy status and rental history are visible in each property’s dashboard.
Security & Compliance
Investing involves risk, including the loss of the money you invest; rent is not guaranteed and property values can fall. What RECoin does: your payment sits in escrow through a licensed partner until the deed records; every participant passes identity verification (KYC) and AML and OFAC screening; and once the deed records, your interest is in your name at the county. Your identity is stored as a SHA-256 privacy-preserving hash, never in plain text.
Every participant and every transaction passes through identity verification (KYC), anti-money laundering (AML), and Know Your Transaction (KYT) checks — embedded directly into the hybrid contracts. Non-compliant transactions are blocked at the contract level before they execute. This isn’t bolted on after the fact — it’s the core architecture of the platform.
RECoin is built on Solana — a high-performance Layer 1 blockchain that handles ~5,000 transactions per second in production (65,000 theoretical). Solana was chosen because it can keep real-estate records at scale. The full real-estate lifecycle running on top of it — identity, equity math, rent distribution, on-chain trust, disputes — is the subject of two USPTO patent applications, the second covering cross-chain portability of the legal state itself.
Your identity is verified once and only a SHA-256 hash goes on-chain. Your name appears on the county deed, as with any property owner. We share personal data only with the partners needed to complete your purchase (identity verification, escrow, settlement and recording) as described in our Privacy Policy.
Beneficiaries & Legacy
You can name beneficiaries for your holdings directly in the app. Transfer on death uses designations already built; legal effect per counsel.
Yes. You can update your designated beneficiaries at any time from within the app. Changes take effect immediately and are recorded on-chain.
Rewards & Achievements
RECoin features a built-in gamification system. Earn on-chain badges for milestones like your first investment and portfolio diversification. Every achievement is recorded and verifiable on the blockchain.
Fees & Costs
$15 a month custody per property, shared pro rata by ownership — about $1.26 a year on a 0.7% interest (three missed months lock a holding), 1% on sale and resale, and 2% of rent (paid by the owner), plus county recording ($37.50 per buyer on a joined deed). Fees are disclosed on each listing before you buy.
Yes: 1% on resale. Resales are recorded at the county, and every fee is shown before you confirm a trade.
Technical & General
Not at all. RECoin is designed to feel like any modern investment app. The blockchain works behind the scenes to keep a record that mirrors your deed, automate payouts, and ensure transparency. You don’t need a crypto wallet, technical knowledge, or blockchain experience to get started.
When we say something is “on-chain,” it means it’s recorded on the blockchain — a tamper-evident digital ledger. The deed recorded at the county is the legal record of your ownership; the on-chain record mirrors it, so your holdings, transactions and rent payouts can be checked independently at any time.
Your ownership is the deed recorded in your name at the county, not a token on RECoin’s platform — the on-chain record only mirrors the deed. Before the deed records, your money sits in escrow with a licensed partner, and you hold a claim on the escrow, not the property.
RECoin lists property in the United States. Who may buy depends on the offering structure counsel selects.
RECoin is built by RD2 Technologies Ltd, a Delaware-incorporated technology company focused on bringing real estate onto the blockchain. The platform is patent-pending with the U.S. Patent and Trademark Office.